Guide to JPMorgan Internships

JPMorgan internships are a great way for students to get their foot in the door at one of the world’s leading retail, corporate, and investment banks. With more than 25 different programs, JPMorgan has internship options for virtually any interest within the world of financial services. Landing an internship at this firm can be difficult, though — in 2021, JPMorgan only had around 400 investment banking internship positions available but received nearly 50,000 applications. 

In this guide, we’ll go over the types of programs this financial giant offers and give you some tips on how to successfully get an internship with JPMorgan. 

What Is an Internship at JPMorgan?

An internship at JPMorgan is an opportunity for students to explore career options, expand their professional networks, and, in many cases, start a path to a lucrative career in financial services. JPMorgan offers a wide variety of internships in everything from software engineering to human resources to investment banking. Even within an internship, students have opportunities to specialize and pursue specific interests and skills. 

During their internship, students work with mentors who help them explore their talents, meet new people, and build in-demand skills. Additionally, interns at JPMorgan participate in events and sessions that allow them to network with colleagues, business leaders, and senior executives. Many interns also receive offers of full-time employment after finishing their programs. 

Overall, interns on Glassdoor give JPMorgan a 4.4 out of 5, with 93% saying they’d recommend working at JPMorgan to a friend. Many reviews note that the pay and exposure during their internship programs were great, but the hours and bureaucracy were frustrating at times.  

Who Is Eligible for JPMorgan Internships?

The general eligibility criteria for most JPMorgan internships are: 

• Authorized to work in the U.S.
• Minimum preferred GPA of 3.2 on a 4.0 scale 
• Pursuing a bachelor’s or 5th-year master’s degree
• Graduating in the winter or spring following the program end date (i.e., for summer 2024 interns, they should be graduating in December 2024, or spring 2025) 
• Relevant coursework

Certain internships are only for those in undergraduate programs, while others are exclusive to graduate students. Additionally, some programs may require more relevant coursework and experience than others. For example, you need to be able to code in at least one programming language to qualify for JPMorgan’s Software Engineering program, but for some finance-focused programs, you may not need specific experience in financial modeling or economic analysis. 

JPMorgan Internship Opportunities

Application deadline information is updated periodically. Last update was 02/16/2023.

Asset Management — Client Program

Applications Currently Open

In JPMorgan’s Client Asset Management Program, students gain fundamental skills in client retention and acquisition. Throughout the nine-week internship, analysts gain experience in relationship management, performing market research and quantitative and qualitative analysis. Students can choose from three focus areas for the duration of their internship: funds management, institutional sales, or marketing.  

Top applicants must have: 

• Interest and relevant coursework in finance, economics, and investing 
• Exceptional communication, organization, presentation, and quantitative analysis skills 

Asset Management — Product Program

Applications Currently Open

The Product-focused program in JPMorgan’s Asset Management department allows interns to develop innovative investing strategies for clients while focusing on specific asset classes. The product teams interns in New York can choose to work in are equities, fixed income, real estate, multi-asset solutions, liquidity, hedge funds, and high bridge. However, analysts in Indianapolis and Columbus will only be able to choose fixed income, and those in Los Angeles can only do real estate. 

Required skills for this program include:

• Relevant coursework and a demonstrated interest in finance, markets, economics, and investing 
• High-level multitasking, communication, organization, presentation, and quantitative analysis skills 

Asset and Wealth Management — Global Private Bank Solutions Program

Applications Currently Open

JPMorgan’s Asset and Wealth Management Internship in Global Private Bank Solutions is a 9-week program that allows students to help develop products and solutions for clients by collaborating with teams across the business. Through this program, students also learn how to grow and manage clients’ portfolios and help them meet their financial goals. 

A program focusing on Latin America is also available to applicants fluent in Portuguese or Spanish who have relevant cultural knowledge. High-performing global private banking interns may receive full-time employment offers or be invited to return the following summer.

Necessary skills for this program include:

• Excellent organizational, multi-tasking, problem-solving, analytical, communication, and interpersonal skills 
• Passion for macroeconomics and financial markets 

Asset and Wealth Management — Risk Program

Applications Currently Open

The Asset and Wealth Management Risk Summer Analyst Program lasts 9 weeks and analysts can explore the risks JPMorgan and its clients face daily. Through the program, analysts also learn how to develop innovative products and solutions and solidify their skills in finance and accounting. Analysts can choose from three groups for the program: credit risk analysis, wealth management investment risk, or asset management risk.

Applicants must have key skills such as: 

• Passion for investing, financial markets, risk management, financial accounting, and financial analysis
• High-level communication, presentation, multi-tasking, and organizational skills

Asset and Wealth Management — U.S. Private Bank Program

Applications Currently Open

In JPMorgan’s 9-week-long Asset and Wealth Management program, students analyze markets to develop strategies that help clients of the U.S. private bank reach their financial goals. Students also conduct research and analysis in partnership with teams across the company and can explore areas of JPMorgan’s private banking business like wealth advisory, credit, estate planning, and multi-asset class investment. Upon completion, some participants may receive full-time employment offers or be invited to return the following summer.

Necessary skills for this program include:

• High-level interpersonal, multi-tasking, problem-solving, organizational, analytical, and communication skills 
• Interest in building relationships with clients, sales, macroeconomics, and financial markets 

Commercial Real Estate Program

Analysts in JPMorgan’s Corporate Real Estate summer internship program learn fundamental real estate and client relationship management skills. Throughout the internship, students are given real-world experience in loan underwriting, valuation, financing, and client services. Successful analysts may receive full-time employment offers upon completion of the program. 

Applicants must possess: 

• High-level collaboration, critical thinking, analytical, and communication skills
• A strong interest in real estate and finance with relevant coursework in finance, accounting, and economics

Corporate Analyst Development Program

JPMorgan’s Corporate Analyst Development Program (CADP) for summer analysts is a 9-week program designed to set students up for the full-time, rotational CADP. Throughout this program, students get hands-on experience in a core business area — analytics, project management, or process improvement. High-performing interns may receive full-time offers upon completion. Applicants should possess relevant internship or leadership experience. 

Other important skills for this program include: 

• Excellent problem-solving, interpersonal, communication, collaboration, and attention to detail skills
• Proficiency in Excel and PowerPoint

Corporate and Investment Bank — Investment Banking Program

Investment banking interns at JPMorgan help investment bankers perform tasks like market analysis, building financial models, preparing presentations, and reviewing client transactions. In this 9-week program, students can choose from focus areas such as corporate finance advisory, media and communications, health care, energy, and mergers and acquisitions (M&A). 

Certain locations specialize in specific business areas — while analysts in New York can participate in any area, the other locations have these focuses: 

• Boston: Technology
• Chicago: Diversified industries
• Houston: Energy
• Los Angeles: Real estate, regional investment banking, technology
• San Francisco: Equity capital markets, health care, M&A, technology

Analyst programs are open to undergraduate students while associate programs are designed for graduate students. Additionally, a program with a focus on Latin America advisory is also available in New York City for students fluent in Spanish or Portuguese. 

Required skills for prospective investment banking interns include: 

• Exemplary interpersonal, quantitative, analytical, communication, flexibility, collaboration, and adaptability skills
• Proficiency in Word, PowerPoint, and Excel 
• Coursework in finance, accounting, or economics can be beneficial. 

Corporate and Investment Bank — Markets Program

Applications Currently Open

JPMorgan’s markets program is a summer internship that gives students experience across the global markets team. Students can choose to focus on sales, trading, or structuring and organization during their program, and exceptional interns may receive full-time offers upon completion. Students need relevant coursework in finance or economics to qualify. 

Skills required for this program include: 

• Collaboration, adaptability, analytical thinking, communication, confidence, initiative
• Excel, PowerPoint, Word, quantitative skills

Corporate and Investment Bank — Markets Quantitative Research Program 

The Markets Quantitative Research (QR) team creates financial and statistical models, improves algorithms, and innovates the way JPMorgan increases profits and solves complicated problems for its clients. Analysts gain hands-on experience working with the real models and algorithms used by the bank and its clients every day. This program is open to undergraduate and graduate students studying relevant fields, like mathematics, statistics, engineering, or physics. 

Required skills for this program include: 

• Proficiency in programming languages (Python 2,3, C++)
• Impeccable research, analytical, problem-solving, quantitative, and collaboration skills 
• Familiarity with machine learning, data science, trading algorithms, and finance is a plus. 

Corporate and Investment Bank — Risk Management Program

Applications Currently Open

In JPMorgan’s 9-week Corporate and Investment Bank Risk Management Summer Analyst Program, students learn valuable skills in corporate finance, accounting, risk analysis, and business valuation. Summer analysts are also immersed in real-world tasks completed by risk managers every day, such as building financial models, evaluating market changes, and performing due diligence on products. Analysts can focus on credit risk analysis, market risk, or Chief Investment Office, Treasury, and Corporate (CTC) risk. 

To excel in this program, analysts need: 

• Excellent communication, quantitative, analytical, collaboration, and project management skills 
• Proficiency in Excel and Word
• Relevant coursework in finance, accounting, or economics is preferred. 

Corporate and Investment Bank — Securities Services Leadership Program 

Applications Currently Open

JPMorgan’s Securities Services Leadership Program is a 9-week internship that immerses students in all aspects of the bank’s security services business. Analysts in this program participate in program management while developing core technical and leadership skills. This program is designed as a stepping stone to the full-time Securities Services rotational program, which focuses on areas like product development, client services, and data solutions. 

Students interested in this program must have: 

• Deep interest in finance, data analytics, project management, and emerging technologies
• Impeccable communication, interpersonal, time management, multi-tasking, and problem-solving skills
• Proficiency with PowerPoint and Excel 

Corporate Client Banking and Specialized Industries Program

JPMorgan’s Corporate Client Banking and Specialized Industries (CCBSI) summer analyst program is a 9-week internship that immerses students in an area of banking that mixes both corporate and investment banking activities. Relevant finance, accounting, or economics coursework is required and students can choose from seven industry focuses in the program, including energy, entertainment, health care, and real estate. Some interns may be invited to participate in JPMorgan’s 2.5-year, full-time CCBSI analyst program upon completion. 

Required Skills

• Attention to detail, communication, problem-solving, critical thinking, collaboration
• Familiarity with banking and finance concepts

Data Science Analyst Program

Data science analysts at JPMorgan use analytics to improve customer experiences and solve problems. In this ten-week program, analysts can work in focus areas such as natural language processing (NLP), automation, machine learning, and big data analytics. Full-time offers may be offered to highly proficient interns upon completion. Applicants must be proficient in Python, and those with experience in big data, SQL, and analytical tech stacks may have a stronger chance of acceptance. 

Other desirable skills for this program include:

• Experience with statistics and mathematical modeling, R, data science theory, and research
• Strong skills in communication, presentation of data using non-technical language, and problem-solving

Global Corporate Banking Program

Applications Now Open

Analysts in JPMorgan’s Global Corporate Banking internship program focus on building and maintaining global client relationships. Working alongside corporate and investment banking executives, students learn how to identify, understand, and solve the problems facing JPMorgan’s real clients. 

Analysts must have specific skills, such as: 

• Proficiency in project management, research, and analysis 
• Strong collaboration, communication, dependability, and problem-solving skills

Global Finance and Business Management Program

The Global Finance and Business Management Program allows students to work on real business initiatives, like financial budgeting, forecasting, and research. The program lasts 10 weeks, and analysts receive full-time offers upon completion. 

Skills required for this program include:

• Flexibility, adaptability, leadership, analytical thinking, communication, collaboration, interpersonal skills, critical thinking, and curiosity

• Knowledge of financial statements, reporting standards, and financial analysis
• Proficiency in Excel, PowerPoint, and Word
• Coursework in finance and economics is preferred. 

Human Resources Analyst Development Program

The Human Resources Analyst Development Program (HRADP) gives students the chance to learn fundamental human resources (HR) skills across JPMorgan’s banking and corporate functions. In this 9-week program, students explore traditional HR practices, like recruiting and employee relations, and emerging technologies in the industry, such as data literacy. 

This program is designed to be a gateway into the full-time HRADP and successful interns may receive employment offers upon completion. 

Some skills required for this internship include: 

• Interpersonal, communication, problem-solving, and critical thinking skills
• Experience with data analysis, project management, and human resources trends and issues
• Proficiency in Excel, Word, PowerPoint, and Outlook 

Internal Audit Analyst Program

In the Internal Audit Analyst Program, interns help safeguard and protect the company and ensure it functions properly. For the duration of the internship, analysts can choose to join either the business or technology team. On the business team, students will explore auditing processes and controls and evaluate ways to minimize risk. On the other team, students gain insight into how JPMorgan’s technology audit team reviews controls and processes related to the firm’s technology, such as data management and information security. 

For this program, students need: 

• Strong analytical, problem-solving, time management, communication, and prioritization skills
• Attention to detail and a firm grasp of Microsoft Office programs, like Excel and Word

J.P. Morgan Wealth Management Financial Advisor Development Track 

For students pursuing financial advisory and wealth management, JPMorgan’s Wealth Management Financial Advisor Development Track summer program provides a combination of hands-on learning and assistance with studying for the FINRA Securities Industry Essentials (SIE) exam. Some interns may also go on to the full-time financial advisory program after finishing the summer. 

To qualify for this program, applicants must have:

• High-level project management, problem-solving, communication, analytical thinking, and interpersonal skills
• Passion for client services and interest in pursuing licensing from FINRA

Middle Market Banking and Specialized Industries 

JPMorgan’s Middle Market Banking and Specialized Industries (MMBSI) internship program has two tracks to choose from: a diversified track and a focused track. The diversified track allows interns to experience the MMSBI team more broadly across a variety of functions, such as health care, government, technology, and not-for-profit teams. The more focused capital and advisory solutions track exposes students to three areas of JPMorgan’s business: Financial Sponsors, Asset Based Lending, and Syndicated Finance. 

Regardless of the track, interns are able to spend nine weeks performing high-level analysis and research, building financial models, preparing marketing materials, and helping meet clients’ needs. Both tracks are not available at all locations. Successful interns may be invited to join the 2.5-year MMSBI analyst program upon completion. 

To qualify for this program, students must possess: 

• Exceptional problem-solving, critical thinking, collaboration, communication, and attention to detail skills 
• Coursework and interest in finance, accounting, or business 

Operations Analyst Program 

In the Operations Analyst Program, interns are immersed in one of the bank’s corporate functions or lines of business, completing tasks like loan servicing and account documentation and building business expertise. Through this 9-week program, students learn how JPMorgan’s Operations function helps the bank deliver high-quality services to its clients. 

To be considered, students need skills like: 

• Collaboration, communication, analytical thinking, prioritization, and attention to detail
• Proficiency in Microsoft Office programs, like Word and Excel 

Operations Analyst Insights Programs are also available that seek to empower women and students from underrepresented backgrounds. The programs include Advancing Hispanic and Latinos, Advancing Black Pathways, and Winning Women, though all undergraduate students are eligible to apply regardless of background. 

Payments Program

Applications Currently Open

The payments summer analyst program is a 9-week program that gives students hands-on experience in cash management and payment solutions. Students must have relevant internship and leadership experience and high-performing interns may receive offers to join the full-time, two-year Payments Rotational Analyst Program.

Required skills for this program include: 

• Excellent problem-solving, teamwork, enthusiasm, and collaboration skills
• Familiarity with business fundamentals, project management, analysis, and research

Software Engineer Program

Software engineering interns at JPMorgan gain exposure to the company’s strategies, products, and systems, as well as hands-on experience working on real-world projects alongside JPMorgan engineers. Some interns may receive full-time offers upon completion. 

Prospective interns need: 

• High-level skills in collaboration, teamwork, attention to detail, innovation, and creative thinking
• Knowledge of programming languages, databases, data structures, algorithms, experience with the software development lifecycle (SDLC), agile methodologies, business analysis, and specialized skills in a technical discipline (such as cloud, machine learning, mobile development, or artificial intelligence (AI)) 

JPMorgan Chase Internship Opportunities

Chase Leadership Development Program

The Chase Leadership Development Program allows students to explore aspects of Chase’s business, such as business banking, Chase wealth management, and marketing and communication. The program lasts 9 weeks and exceptional interns may receive full-time offers upon completion. Analyst programs are open to undergraduate students and those pursuing a 5th year master’s. Associate programs may be available for graduate students. 

For this program, students need: 

• Impeccable analytical thinking, interpersonal, communication, and problem-solving skills
• Interest and experience with project management

JPMorgan Graduate Internships

AI and Data Science Program

The AI and Data Science Associate Program is open to students enrolled in STEM-focused Ph.D. and 2nd year Master’s degree programs. In this summer internship, associates help the company make data-driven decisions and participate in research conducted in partnership with academic institutions. 

Associates can explore areas of interest like AI ethics, speech and voice analytics, cryptography, and deep learning. Some analysts may also receive full-time employment offers upon completion. 

Required skills for this program include: 

• Proficiency in Python, data science theory, data tools (Hadoop, SQL, and PySpark), research, analytical thinking, machine learning tools (PyTorch and XGBoost), programming languages (Java, C++, C#), and quantitative analysis
• Strong skills in communication, problem-solving, and presenting findings to non-technical audiences

Compliance Program 

The Compliance internship program allows graduate students and prospective lawyers to explore the rules and regulations that govern the bank’s activities across the world. Interns also explore the roles of risk and risk mitigation in JPMorgan’s business strategy. Exceptional interns may be hired for full-time positions upon completion. 

The skills needed to be successful in this program include: 

• Exemplary communication, attention to detail, collaboration, and analytical thinking skills
• Advanced education and interest in finance, business, and law 

Quantitative Analytics Program

JPMorgan’s Quantitative Analytics Summer Associate Internship is for graduate students enrolled in STEM-related fields, such as computer science, engineering, or physics. Through this program, associates gain insights into financial regulations, client relationship management, complex problem-solving, and business management. Certain associates may receive full-time employment offers upon successful completion, too. 

For this program, students should possess: 

• Proficiency in Python (2 and 3), C, C++, and quantitative research and analysis
• Excellent communication skills and the ability to explain technical concepts to broader audiences
• Experience in advanced financial modeling, options pricing theory, financial regulations, and algorithms for financial trading is desirable. 

Research Technologies Program

In the Research Technologies summer internship program, graduate students perform in-depth research in cryptography, finance, artificial intelligence, and optimization, helping to improve the firm’s quantum computing algorithms. Working alongside JPMorgan researchers, interns publish findings in scientific papers and create solutions to problems faced by the bank. 

To be eligible for this program, students must possess: 

• Advanced knowledge in Python programming, research, and quantum computing algorithms
• Exceptional analytical, quantitative, communication, and problem-solving skills 

Other JPMorgan Student Programs 

High School Programs

For high school students in New York City, JPMorgan offers a program that provides students with a four-year university scholarship and employment during their school years and summers. In the Thomas G. Labrecque Smart Start Program, students rotate to a different area of the firm’s business each year of their college experience, exploring various careers in financial services and building real-world skills. 

Pre-Internships and Early Insight Programs

JPMorgan has a handful of early insight programs that allow students to gain exposure to the company before enrolling in more intensive internships. These programs also give the company a chance to meet younger students and begin recruitment efforts at earlier stages in students’ college careers. Some of the pre-internship programs available at JPMorgan include: 

• Hackathons: Hackathons are in-person and virtual events that let undergraduate and 5th-year master’s students work with JPMorgan employees to solve problems over only a few hours to a few days. For example, in the Code for Good program, students must try to solve issues faced by real nonprofit organizations. Select students may even be invited to join the Software Engineering internship program. 

• Winning Women Program: The Winning Women program is for undergraduates interested in exploring different careers within the bank. Participants are connected with senior women at the firm and given mentorship and career guidance. 

• Advancing Black Pathways Fellowship Program: In this six-week program, students are connected with small business owners and mentors to gain hands-on entrepreneurial and financial services experience. During the program, students research and aim to solve real problems facing business owners and entrepreneurs. 

• Advancing Hispanic and Latinos Fellowship Program: Students who are accepted into JPMorgan’s Advancing Hispanic and Latinos Fellowship learn core technical and professional skills over the course of six weeks. They are also exposed to some of the bank’s actual clients, small business owners, and senior leadership to help them grow professionally and entrepreneurially. 

Apprenticeships

Computer science graduates of Houston Community College can apply for a paid apprenticeship at JPMorgan’s technology center. In this ten-week program, apprentices work on the Compliance team and learn valuable skills in technology solutions. 

Applying for Internships at JPMorgan

When applying for internships and student programs at JPMorgan, there are at least two steps you need to go through before you reach an interview: submitting your application and completing pre-interview tasks. 

Submit Your Application

Make sure your application includes all required materials, such as a cover letter, resume, or list of references. Additionally, you may be asked to choose a preferred location or team on your application. Remember that some locations will be more competitive than others — by choosing a “less desirable” location, you may improve your chances of success. For example, fewer applicants might choose Columbus, Ohio compared to New York City, so the competition for spots in Columbus may not be as fierce.

Students can only apply to three programs each year, so make sure you choose your programs carefully!

Complete Pre-Interview Tasks

For many roles, you will be asked to complete a one-way video interview through a program like HireVue. The process of recording yourself responding to interview questions can be daunting, but remember this is the chance for you to show your personality and describe yourself in better detail to the recruiters and hiring managers. Remember to rehearse your answers beforehand and record your interview in a quiet space. 

>>MORE: Find out what career is the best fit for your personality with a personality career quiz.

If you’re applying for a technical internship, like software engineering, you’ll likely be given a test or challenge to complete, too. For example, software engineering applicants need to complete a coding challenge through HackerRank. Practicing your technical skills beforehand using tools like LeetCode can be a great way to set yourself up for success. 

Interviewing With JPMorgan for Internships 

If your application and pre-interview materials are accepted, you’ll be invited to participate in in-person or virtual interviews. According to reviewers on Glassdoor, these interviews can be pretty tricky — 3.1 out of 5 in terms of difficulty. However, 64% of people report having a positive experience. 

To prepare for your interview, brush up on common interview questions, like explaining your strengths and weaknesses and discussing why you want to work for JPMorgan. Additionally, remember to use the STAR (Situation, Task, Action, Result) method when responding to behavioral and situational questions: Explain the situation or challenge you faced, what your goal was, the steps you took to reach your goal, and what happened based on your actions. 

You should also practice role-specific interview questions: 

• Interview Questions for Auditors
• Cybersecurity Interview Questions
• Coding Interview Questions
• Software Engineering Interview Questions
• Data Analyst Interview Questions
• Interview Questions for Data Scientists
• Interview Questions for Project Managers
• Accounting Interview Questions
• Investment Banking Interview Questions

Investment Banking Internship Interviews — Superday

For investment bankers, there is an extra step in the process called Superday. Superday is a weekend-long networking and interviewing event where you are put through a series of group, panel, and one-on-one interviews and exposed to senior bankers and potential colleagues. Superday can be (and is designed to be) stressful, but with proper preparation, it can be an exciting and rewarding experience! 

Download our free guide to Superday to get exclusive insights on how to prepare for and ace Superday.

Tips for Landing a JPMorgan Internship 

Do Your Research 

Before and during the application process for a JPMorgan internship, you’ll need to do some research. Before applying, look at each role carefully and assess your strengths. Since you can only apply for three roles each year, it’s important to only apply for roles you have a strong interest in and ones that you have a good chance of landing. 

During the process, stay up-to-date on the firm’s activities and changes in the market and industry as a whole. You may be asked timely questions throughout your interviews, like a recent M&A deal you admire or an IPO you find interesting. Additionally, researching the history and culture of JPMorgan can help you answer questions about why you want to work there. 

Enlist Your Friends and Family for Help

Your friends and family can be a great resource for reviewing application materials, providing support, and practicing interviews. They can provide you with feedback about your cover letter, resume, and interview question responses. Additionally, the more you practice talking through your responses, the more comfortably and confidently you’ll be able to recite them during the real interview. 

Upskill Yourself and Your Resume 

You need the right skills to land a job or internship. School courses, bootcamps, and virtual job simulations can be great ways to improve your skills. Taking the initiative to build your foundational skills also looks great on resumes and can help your application stand out. 

Check out JPMorgan’s job simulations on Forage. 

Grow Your Network

Unfortunately, applications are not reviewed in a bubble — who you know does matter. Networking with campus recruiters, talent acquisition leaders, and company employees you have a connection to (like the same college) can greatly improve your chances of landing an internship. You can reach out via LinkedIn or by attending in-person and virtual events. Remember to be professional, friendly, and show your passion for the company. 

>>MORE: Learn the ins and outs of virtual networking. 

Ask the Interviewer Questions 

During your interviews, don’t forget to ask the interviewer questions. When you ask questions, you show how engaged and excited about the company you are. Additionally, it can make you more memorable! With the right questions, you can begin to form a personal connection with the interviewer and improve your chances of making it through to the next step. 

Curious to learn what it’s like to work at JPMorgan? Check out our Guide to Working at JPMorgan.

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